LinkzMint

Privacy Policy

Last updated: October 11, 2026

Effective date: 11-10-2026 · Version 1.0

LinkzMint (“LinkzMint”, “we”, “us”) is the data fiduciary for personal data handled through linkzmint.xyz (the “Platform”). This policy explains what we collect, why we collect it, who receives it, how long we keep it and what rights you have under the Digital Personal Data Protection Act, 2023 (“DPDP Act”), the Information Technology Act, 2000 and the rules made under them, as in force from time to time.

In short: we collect what we need to run accounts, pay publishers, take advertiser payments and stop fraud. We do not sell your personal data. Sensitive details such as bank, UPI, PAN and KYC documents are encrypted. You can ask us to correct or delete your data, subject to legal record-keeping.

1. Who this policy covers

Publishers, advertisers, visitors who open a Smart Link or a page that carries one of our Ad Units, and anyone who browses linkzmint.xyz or contacts us.

2. What we collect

  • Account and contact data: username, name, email, phone number, messaging platform and handle, password (stored only as a hash).

  • Business and billing data: business or brand name, business type, address, state, PIN code, GSTIN, PAN, website, authorised person details.

  • KYC and verification data: identity and business documents you upload, proof of ownership of channels, groups, bots or websites, and the results of our review.

  • Payout data: UPI ID, bank account holder name, account number, IFSC, bank name, withdrawal history. We store these encrypted and show them masked.

  • Traffic source data: the channels, groups, bots and websites you declare, with audience figures and content category.

  • Wallet and transaction data: earnings, ledger entries, top-ups, invoices, refunds and payment references. Card and UPI credentials for top-ups are handled by Razorpay and are not stored by us.

  • Visitor and traffic data: IP address (kept as a one-way hash), approximate country, device and browser type, user agent, referrer, timestamps, a device fingerprint hash, and whether the captcha and timer steps were completed.

  • Security data: login history, sessions, two-factor settings, device and location alerts.

  • Communications: support tickets, emails, notification preferences and announcements you have read.

  • Cookies and similar technologies: described in our Cookie Policy.

3. Why we use your data

  • To create and run your account and provide the Platform.

  • To verify identity, ownership and eligibility, and to prevent fraud, abuse and duplicate accounts.

  • To count valid traffic, calculate earnings, pay withdrawals and issue invoices.

  • To process payments, refunds and disputes through our payment partner.

  • To meet legal duties such as tax, KYC, accounting and responding to lawful orders.

  • To send service messages, security alerts and, if you agree, product updates.

  • To fix problems, measure performance and improve the Platform.

We rely on your consent given when you register and on uses the DPDP Act allows without separate consent, such as complying with law and preventing fraud. Where we ask for consent we ask for it clearly and you can withdraw it at any time.

4. Visitors

If you only open a Smart Link or a page with our Ad Unit, we collect the technical data listed above to run the link flow, block bots and measure valid traffic. Advertisements and direct links may be supplied by Third-Party Ad Networks, which may set their own cookies and collect their own data under their own policies. You can leave any page at any time.

5. Who we share data with

We share data only as needed with:

  • payment partners such as Razorpay, for top-ups, refunds and reconciliation;

  • email and SMS providers, for verification codes and service messages;

  • hosting, CDN and security providers such as Cloudflare, including its captcha service;

  • Google Safe Browsing, which receives destination URLs we check for malware and phishing;

  • Third-Party Ad Networks whose ads or links we show to visitors;

  • auditors, lawyers and other professional advisers bound by confidentiality;

  • courts, police and government authorities where the law requires.

We do not sell personal data.

6. Security and transfers

We encrypt sensitive fields, hash passwords and IP addresses, restrict staff access, require two-factor sign-in for administrators and keep audit logs. No system is perfectly secure, so please protect your own password and devices. Some of our service providers may process data outside India. We use contracts and safeguards that meet the requirements of Indian law.

7. How long we keep data

  • Account and profile data: while your account is active and for 2 years after closure.

  • Financial, ledger, invoice and tax records: for 8 years or as long as the law requires.

  • KYC documents: for 5 years after closure or as the law requires, then securely deleted.

  • Visitor and traffic logs: 12 months, after which only aggregated statistics remain.

  • Support tickets: 3 years.

  • Deleted advertisements: creative files are removed 7 days after expiry; anonymised performance statistics are kept.

We may keep data longer where needed for a legal claim, a dispute or a lawful request.

8. Your rights

Under the DPDP Act you may:

  • ask for a summary of the personal data we process and the parties we share it with;

  • ask us to correct or update inaccurate or incomplete data;

  • ask us to erase data we no longer need, subject to retention duties in section 7;

  • withdraw consent (this does not affect processing done before, and we may then be unable to provide some services);

  • have your grievance heard by our Grievance Officer;

  • nominate another person to exercise these rights if you die or become unable to act.

Write to the Grievance Officer below or use your dashboard. We aim to reply within 30 days and may ask you to prove your identity first. If you are not satisfied, you may approach the Data Protection Board of India as the law provides.

9. Children

The Platform is only for people aged 18 or over. We do not knowingly collect data from minors. If we learn that we have, we will delete it and close the account.

10. Data breaches

If a personal data breach affects you, we will inform you and the Data Protection Board of India as the law requires.

11. Links to other sites

Smart Links lead to destinations chosen by publishers, and ads lead to advertiser pages. We do not control those sites and are not responsible for their privacy practices.

12. Changes to this policy

We will post the updated policy here with a new effective date, and give notice by email or in your dashboard for material changes.

13. Grievance Officer and contact

Grievance Officer: Sureshkumar P, Grievance Officer

Email: admin@linkzmint.xyz · Address: Salem, Tamil Nadu, India

We acknowledge complaints within 24 hours and aim to resolve them within 15 days.

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